0% Finance for Designer Furniture

Base Furnishings Ltd has teamed up with secure online credit application service V12 Finance to offer new finance options. Credit is available on all orders over £600 so now there’s no need to compromise on your ideal home/rental furnishings.

 

How to buy with 0% Finance:

Applying for your credit is easy. With No interest, hidden charges or deposits to be paid.

  1. Add items to your basket: (for furniture packages please call) if you spend over £600 you'll be eligible for our new credit options.
  2. Select the 'Apply For Credit' button at checkout after you've entered your delivery details.
  3. Furniture on FinanceComplete a simple online application and you'll get an immediate decision. Sign your agreement online.
  4. Your items are delivered to you right away, but you can spread your payment between 6-24 months with a convenient direct debit

 

Interest FREE Finance Repayment Example
For Individual Furntiture:

ITEM: Florence Knoll 3 Seat Sofa
TOTAL PRICE: £1,050.00
CASH PRICE (INC VAT): £1,050.00
DEPOSIT: NIL
AMOUNT OF CREDIT: £1,050.00
CHARGE FOR CREDIT: NIL
BALANCE TO BE PAID: £1,050.00
TOTAL AMOUNT PAYABLE: £1,050.00
12 MONTHLY PAYMENTS OF: £87.50
At 0% A.P.R. you only pay £87.50
Per Month for 12 Months!

 

Interest FREE Finance Repayment Example
For Furniture Packages:

ITEM: One Bedroom London Pack
TOTAL PRICE: £1,140.00
CASH PRICE (INC VAT): £1,140.00
DEPOSIT (10%): £114.00
AMOUNT OF CREDIT: £1,026.00
CHARGE FOR CREDIT: NIL
BALANCE TO BE PAID: £1,026.00
TOTAL AMOUNT PAYABLE: £1,026.00
24 MONTHLY PAYMENTS OF: £42.75
At 0% A.P.R. you only pay £42.75
Per Month for 24 Months!

Interest Free, 0% finance FAQs:

Applying for your credit is easy.

With No interest, hidden charges or deposits to be paid.

 

For which purchases is credit available?

You can get credit on ALL orders over £600 and all items on Base Furnishings Ltd are eligible.

 

What terms are available?

If you spend over £600 at Base Furnishings Ltd you can benefit from INTEREST FREE credit by spreading your payments between 6-24 months.

Alternatively you can also choose to spread your payments over 24 or 36 months, paying in convenient equal installments at just 19.5% APR.

 

What else do I need to know?

Credit is supplied by V12 Finance, a very reputable lender regulated by the FSA. 

 

What if I change my mind?

Your credit agreement will be emailed to you immediately and you will have 14 days to cancel the credit agreement if you change your mind.

You can settle early if you wish – the terms and conditions will be in your credit agreement.

Click to see further information and full terms and conditions from V12 Finance

 

If you do not have access to the internet or would prefer to fill your application in over the phone with a member of our sales team then please call us on 020 8991 9700.

 

Once the application has been approved

It can be accepted immediately or held on the system until you are ready to proceed.

From acceptance of finance to the delivery of furniture (subject to stock) it will be approximately 2 weeks. However should you require the goods more urgently we would do our best to accommodate your requirements?

 

Please Note: Finance is not available on sale or promotional prices and would be charged at the full brochure/online prices.

 

V12 pre-check criteria

  • is 18 years of age or above
  • is, or their partner is, in permanent paid employment (over 16 hours per week), retired (receiving a pension), in receipt of a disability benefit or self employed
  • has been resident in the UK for at least 3 years and will continue their residency in the UK
  • has a debit or Credit card in their name and registered to their address for which to complete the ID Fraud Check
  • has Bank/Building Society current account details available to be able to complete the direct debit instruction

Applications will not normally be accepted in the following circumstances:

  • Unemployed
  • Or if the customer is a full time student

Proving Identity

Once the application has been approved, in order to confirm your customer’s identity they will be asked to provide their credit or debit card details, this card need to be registered to the address on the application form. We then perform a “pre-authorisation” of 50p, this process does not debit any money from the card but will provide data for us to prove the customers identity. This process is done via a secure link with Barclays Smart Pay and conforms to the current PCI compliance policy.


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